Thaddeus Loh · Singapore · 1.3547° N, 103.7763° E

Technology,
grown in the wild.

Engineer turned strategist. I build and shape AI systems that power the next generation of digital wealth advisory — deep technical roots, a canopy-level view of capital markets, and a conviction that the best ideas grow like rainforests: layered, patient, alive.

descend

Trail 01 — Understory · elev 40 m

A technologist with a living-systems worldview.

I began as a software engineer, specialising in backend API architecture and data engineering for large-scale platforms. My early career took me deep into the root system of finance — core banking, trade execution, compliance, and multi-asset-class wealth platforms.

Over time, my focus grew upward: from building systems to shaping strategy. Today I work at the intersection of AI, machine learning, and digital advisory — designing intelligent capabilities that help institutions understand, serve, and grow their clients.

Off the clock you'll find me on a trail — Bukit Timah on a Friday, the Southern Alps or a US national park when the leave calendar allows. The forest is where I do my best thinking.

The best AI in finance isn't automation — it's augmentation. Sharper insight, faster, for advisors and the people they serve.

10+
Years in fintech & banking platforms
AI/ML
Strategy & digital advisory focus
SG
Based in Singapore · APAC markets

Trail 02 — Canopy · elev 80 m

What grows well under my care.

AI Strategy in Wealth Management

AI-powered advisory capabilities — nudge engines, recommendation systems, agentic workflows — that translate into measurable client outcomes.

Machine Learning for Finance

ML at scale on financial data — portfolio analytics, client segmentation, behavioural modelling, predictive signals — with rigorous model governance.

Data Platform Architecture

Big data infrastructure for real-time analytics, O2O client journeys, and content personalisation at institutional scale.

Digital Advisory Products

Intelligent chatbots, relationship-manager copilots, and personalised content platforms that bridge technology and client trust.

Core Banking & Compliance

Hands-on depth in the regulatory backbone of finance — trade execution, compliance platforms, and settlement infrastructure.

Strategic Roadmapping

Translating AI and data ambitions into actionable roadmaps — aligning engineering, business stakeholders, and senior leadership.

Trail 03 — Growth Rings · elev 110 m

Career trajectory, ring by ring.

Present

Product - AI & Data Strategy

Wealth Management · Singapore

Leading strategic data initiatives for digital advisory — AI nudge engines, content personalisation platforms, and agentic advisory capabilities for a major financial institution.

Prior

Senior Software Engineer — Global Financial Markets, Data Platform

Financial Services · Singapore

Built backend APIs and data engineering infrastructure for multi-asset trade execution and portfolio analytics at institutional scale.

Early career

Software Engineer — Core Banking

Banking Technology

Worked on compliance systems and core banking platforms, developing expertise in the operational fabric of large financial institutions.

Full history on LinkedIn.

Trail 04 — Root System · elev 130 m

Tools of the trade.

AI & Machine Learning

PythonPyTorchLLM Fine-tuningRAG ArchitecturesLangChainAgentic AIHugging Face

Data Engineering

Apache SparkKafkaAirflow

Backend & APIs

JavaRESTgRPCPostgreSQLRedis

Cloud & Infrastructure

AWSGCPKubernetesDocker

Trail 05 — The Reading Canopy · elev 145 m

Books that rewired me.

A slow-growing shelf. Each entry earns its place by changing how I think, not just what I know.

Gödel, Escher, Bach

Douglas Hofstadter ◆ Re-reading

Strange loops, self-reference, and the machinery of minds. The book that made me want to build things that think.

Summary → Summary for kids →

Trees

Peter A Thomas ◆ On the shelf

The incredible world of trees, and snippets of Bukit Timah's flora. Learning about trees uncovered another dimension in the world around me.

Summary →

Functional Programming in Scala

Paul Chiusano, Rúnar Bjarnason ◆ Explainer

Deriving functional programming rather than memorise it.

Summary →

Trail 06 — Brown Bags · elev 155 m

Lunchtime talks on ideas worth chewing.

Short, informal sessions on topics I find fascinating — slides, demos, and honest opinions included.

BB·00

Discrete Mathematics

Discrete mathematics for kids

Available →
BB·01

From data to Agentic AI

ELI5 course with interactive explainers

Available →
BB·02

GenAI, AI Agent, Agentic AI - Chatbot Case Study

Differences between the 3 using banking as a case study

Available →
BB·03

Python in Data Science, Data Engineering

Applying Python analytically, then operationally.

Available →
BB·04

JavaScript, React Native, PWA, Flutter & Dart

Basic walkthrough of...things.

Available →
BB·05

State of Crypto 2026

Beginner research report on state of crypto - July 2026

Available →
BB·06

LLM Trends 2026

State of LLM - July 2026

Available →
BB·07

AI ML Field Guide

Supervised, unsupervised, reinforced

Available →

Trail 07 — The Playground · elev 160 m

Mini games, hand-grown in the browser.

Small HTML5 experiments — no installs, no accounts, just play.

Endless Runner

Lohki Runner

A cat, a scrolling world, and obstacles named after people who will recognise themselves. Dodge, jump, repeat.

Play →
Puzzle · Educational

The Cat & the Golden Braid

Twenty riddle chambers through an Escher-inspired labyrinth of strange loops. Bring your curiosity.

Play →
Tarot

Lohki Tarot

The 22 Major Arcana are renamed for cat archetypes — The Kitten (Fool), The Zoomies (Chariot), and more.

Play →

Trail 08 — Toolshed · elev 163 m · summit

Mini web apps — small tools, sharp edges.

Single-purpose utilities I build for myself, then share.

Seedling

Singapore Field Guide

A small tool taking root. Know the flora and fauna around you.

Try it →
Seedling

Financial Planning Simulator

Embark on a journey to learn to plan your finances!

Try it →
Seedling

Claude Guide

Just Cluade.

Try it →

Trail 09 — Summit

Let's build something that lasts.

Open to conversations about AI strategy, advisory technology, or the intersection of machine intelligence and financial services. Trail recommendations also welcome.